Checking your credit report will help you to spot identity theft at an early level. But this is not the only reason to stay on top of your credit. As the credit report India directly affects your credit score, it is necessary to ensure your creditors and lenders are reporting accurate account information. The credit report serves an important financial check-up, enabling you to take over the inventory of your credit card and loan accounts.
If you want to maintain good credit in front of your banks, then you must need to assess these things in your Credit Reports India.
Ensure your address and employer details are correct
Your address and your employer’s details do not affect the credit score directly, but the lender or the credit card issuer could use this information to make a quick decision about your loan application.
Verify your account history
Your credit report should include a detailed payment status for the past 24 months for each account that you have. The report should also consider the status which says that your account is current or if it has been ever late. Ensure that your payment history is correct because it has the most significant impact on your credit score. Read more...
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