Each credit department organizes its reports in different ways so that the departments are in a different order, but all the Credit Report India, contain the same basic parts.
Personal information
Your personal information will include the names you used, your current and former addresses and telephone numbers, a partially covered social security number, date of birth of current and former employers.
Accounts
Accounts section includes all the lists of your accounts that haven’t gone to collection or which are due and been defaulted on. You can also call it the meat of your credit report. Each and every account contain summary at the top, here you need to make sure you recognize all the following items,
- Name and address of creditor, account number and start date.
- Status of the account all the details including whether the account is open or closed and whether you’re current on payments.
- Different Types of accounts such as student loans, credit card and much more.
- If you are a private(individual) owner, joint account or only an authorized user.
- Credit limit or loan amount for the down payment.
- You’ll also see your balance and payment details, including the last sent account data to the bureau.
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