Choose Debt Nirvana for Debt Collection in 2020

When companies have exceptional requirements, they often turn to lawyers to sue the debtor, but Debt Nirvana – Debt Collection Agency offers certain services that must be completed before legal action can begin. With full service from start to finish and a responsive approach, it becomes clear why Debt Nirvana is the best choice.

We offer a full range of services.

We offer a one-stop solution, which means that we work and analyze accounts. In particular, we will contact each customer, issue invoices and leave accounts open for 60 to 90 days and hope to get help and results.

Before this, we sniff for assets. We analyze and see where they work, what properties they own, if they have a mortgage, etc. We want to balance the activities of debtors with obligations to determine if an account can be obtained. If we find good assets and our client approves the request, we will send this file to our in-house adviser and begin the process immediately.

We pay attention to your accounts.

Other organizations and law firms will only initiate legal proceedings pending payment by the debtor. They call and if the debtor cannot pay the full amount, the lawyer usually goes to court. The big question for you should be what assets have you found to go after and once you’ve located the asset, what are the possibilities of getting on that asset? Read more...

Use in Depth Investigative Credit Reports for your Business

A credit report or Business Information Report is a collection of information that describes in detail the financial and credit history of a business or an individual. It provides a risk assessment tool when examining business relationships with suppliers, manufacturers, customers, agents, partners, potential tenants, patents and more.

While the basic and investigative approaches will help you and your business assess the risks, the two methods of credit reporting are very different.

In particular, the credit reports of the database are based on historical information that provides a picture of the company or the individual.

Credit Report India takes into account the information contained in databases and financial statements, but depending on the purpose of the report, you will also receive current and complete information about the company/person.

• Status of the company
• Current status of the company name
• Professional Accreditation Search
• Current bank rating
• Current owners reference
• reference from existing suppliers
• Registration of individual assets
• Consumer Bankruptcies/Proposals
• Commercial Bankruptcies / Proposal
• Debt Consolidation orders
• external management
• Search the media
• Education Verification
• Criminal record history
• Legal actions, court decisions, collections

Also, investigative style reports help you draw more complex conclusions and identify problematic patterns that could adversely impact your business. Read more...

Importance of Customer Service to Debt Collections

According to the debt collection agency in India, Debt collection and customer service go together with hand-in-hand

Why be a debt collector?

It is probably true that no one is happy when they get a call from a debt collector. Why did someone decide to do it? Information about the debt collector may vary depending on customer service, receipt, agent and customer service representative. The ideal candidate will feel comfortable on the phone, of course, and comfortable working with people. Most importantly, each of the above positions must be effective in listening and offering compassion. A debt collector must help people pay off their debts. If done correctly, the collector negotiates a win-win for his client and the debtor.

Even A debt collections agent will get some abuse phone calls. The customers will scream, squirt, cry, threaten and call names. The debt collection agency should also support and empathetic its employees. The employer must understand when the officer is to take a break, leave or find another way to reassess after the call. Indeed, it is very easy to know the feelings of the debtor by telephone, the culture of the company is therefore very important. Read more...

What Should you Check in your Credit Report?

Each credit department organizes its reports in different ways so that the departments are in a different order, but all the Credit Report India, contain the same basic parts.

Personal information

Your personal information will include the names you used, your current and former addresses and telephone numbers, a partially covered social security number, date of birth of current and former employers.

Accounts

Accounts section includes all the lists of your accounts that haven’t gone to collection or which are due and been defaulted on. You can also call it the meat of your credit report. Each and every account contain summary at the top, here you need to make sure you recognize all the following items,

• Name and address of creditor, account number and start date.
• Status of the account all the details including whether the account is open or closed and whether you’re current on payments.
• Different Types of accounts such as student loans, credit card and much more.
• If you are a private(individual) owner, joint account or only an authorized user.
• Credit limit or loan amount for the down payment.
• You’ll also see your balance and payment details, including the last sent account data to the bureau.

Read more...